Our Fee
      Policy

      
Experience
      has shown that the attorney-client relationship works best when
      there is a clear understanding about fees and payment terms.
      Our fees are negotiable prior to the inception of our representation.
      After the terms are agreed upon, we recommend that the pertinent
      provisions be confirmed in writing to avoid possible future misunderstanding.

      
Generally speaking,
      our law firm customarily charges a reasonable fee for service,
      not dependent on the eventual outcome of the legal matter. On
      occasion, we will consider compensation for service on a contingency
      basis, receiving our fees only as a percentage of the final monetary
      recovery, if any. A contingency fee arrangement will always be
      reduced to writing, and will be signed by both our client and
      a partner of our firm.

      
To help us determine the reasonable value
      of our services under our customary fee program, we ask our lawyers
      and paraprofessional staff to maintain time records for each
      client and matter. The managing attorney reviews the time records
      monthly before a statement is rendered. All attorneys and paraprofessional
      staff of the firm are assigned hourly rates. In certain instances,
      such rates act as a benchmark and not as the sole determinant
      of the value of our services for billing purposes. The amount
      of our billing statement will be the fair value of the services
      as determined by the managing attorney, taking into account the
      time record for the matter, the type of service which we have
      been asked to perform and any special level of expertise required,
      the size and scope of the matter, results obtained and other
      relevant circumstances. In accounting for the hours attributable
      to an assignment, the attorney will also take into consideration
      efficiencies and value resulting from the firm's technology and
      other resources that provide benefit to the client that is greater
      than would be reflected in only the hourly rate of the individual
      lawyer involved. Such value oriented professional service usually
      involves considerable paraprofessional, secretarial and/or technology
      support in litigated cases.

      
The Law Firm
      of Kaiser & Swindells has expertise in multiple areas of
      the law. We are not, however, tax specialists and therefore we
      do not provide tax opinions nor tax advice.

      
Any estimate
      of anticipated fees that we provide at the client's request,
      whether for budgeting purposes or otherwise, is necessarily only
      a rough approximation of potential fees. This is due to the inherent
      uncertainties in our legal system of justice and our inability
      to predict what an opposing adversary might do. Under no circumstances
      are such rough estimates a maximum or minimum fee quotation.
      Our actual fees will always be determined in accordance with
      the policies described above.

      
The firm bills
      its clients for actual costs advanced on a client's behalf, such
      as filing fees, court reporter charges, transcript expenses,
      expert witness fees and/or messenger charges, although we may
      forward to our client any such expense for direct payment to
      the supplier. Such costs and expenses are not part of the professional
      fee.

      
We will make
      every effort to include disbursements in the statement for the
      month in which the disbursements are incurred. Some disbursements,
      however, are not available to us until the following months,
      so that certain expenses may appear in a subsequent statement.

      
Our primary
      goal is to provide our clients with legal representation on a
      cost-effective basis.